HDFC Bank’s first-ever bonus issue, Q1 results, and a special dividend have everyone talking! Get all the latest on HDFC Bank bonus shares, earnings, and share price action—and see how it stacks up against ICICI Bank!
So you woke up and saw #HDFCBankBonusIssue trending. Yup, that’s real. As a loooong-time bank-watcher (and someone who’s lost sleep refreshing stock prices at 3 a.m.), I had to dig deep into HDFC Bank’s latest moves: the much-hyped bonus issue, Q1 results, juicy dividend, and—obviously—the million-dollar question: how does it compare to ICICI Bank? Grab your virtual chai, let’s gossip about big banks and even bigger numbers.
Hold Up…What’s the HDFC Bank Bonus Issue?
Alright, let’s keep it super simple. HDFC Bank, in a move that’s making headlines for a reason, announced its first-ever bonus issue: a 1:1 ratio. Translation? For every single share you own, you get another, absolutely free. Like “Buy one, get one” at your favourite pizza place, except, you know, it’s banking not carbs.
- Record date for eligibility: August 27, 2025.
- Expected credit date for bonus shares: On or before September 18, 2025.
Never thought I’d see this from HDFC Bank, tbh. Apparently, it took 30 glorious years for them to finally take the bonus plunge.
“Shareholders will receive one fully paid-up equity share of face value Rs 1 for every existing share held as of record date.”
Why Is Everyone Freaking Out About It?
Two reasons:
- It’s HDFC Bank’s first bonus issue, ever.
- And a special interim dividend of Rs 5/share for extra spice (that’s a 500% payout, FYI).
If you own shares by July 25, 2025 (dividend record date), you’re eligible for the dividend. Mark those calendars, fam!
HDFC Bank Q1 Results: Strong Numbers, Real Talk
Quarterly results dropped, and let’s just say—they hit different this year, especially when paired with that bonus news.
HDFC Bank: Q1 FY26 At-a-Glance
- Net profit: ₹18,155 crore (12.2% YoY growth)
- Net Interest Income (NII): ₹31,439 crore (5.4% YoY growth)
- Gross NPA: 1.4% (up from 1.33% last quarter)
- Net NPA: 0.47% (slightly up vs last quarter)
- Return on Assets (RoA): 0.48% (marginal improvement over last year)
- Share price (as of July 18, 2025): Around ₹1,957
Short version: HDFC Bank is printing money, though non-performing assets (NPAs) ticked up. The internet would call this “mixed vibes, but mostly W.”
ICICI Bank vs HDFC Bank: Q1 Results Smackdown
Curious how HDFC Bank’s fireworks stack up to ICICI Bank? I knew you’d ask.
Key Q1 Metrics (April–June 2025)
| Metric | HDFC Bank | ICICI Bank |
|---|---|---|
| Net Profit | ₹18,155 crore (↑12.2%) | ₹12,768 crore (↑15.4%) |
| Net Interest Income (NII) | ₹31,439 crore (↑5.4%) | ₹21,635 crore (↑10.6%) |
| Gross NPA % | 1.4% | 1.67% |
| Net NPA % | 0.47% | 0.41% |
| Special Dividend | ₹5/share | — |
| Bonus Issue | 1:1 (first ever) | — |
Source: Aggregated from multiple Q1 results reports
What’s My Take?
- ICICI Bank edges out on profit growth speed (15.4% vs 12.2%)
- HDFC remains the big daddy in size, NII, and payout generosity
- Both banks have impressively low NPAs, but ICICI slightly tighter this round.
So, if you’re #TeamDividendAndBonus, HDFC wins. If you love sheer growth and aggression, ICICI flexes a bit harder.
HDFC Bank Bonus Shares: What’s In It for You?
The bonus shares may seem like ‘free money’. But—wanna know a secret? The stock price will adjust down (theoretically halved), so your total holding value stays the same (in real terms). Still, the psychological high of extra shares hits different, and the lower price can attract fresh buyers.
Key Perks for Shareholders:
- More shares in your demat, which just feels good.
- Better stock liquidity post-issue.
- Signal of confidence from the bank; bonus issues rarely happen when the house is on fire.
HDFC Bank Share Price Movement: Drama or Chill?
If you blinked, you probably missed the drama. On July 18, 2025, HDFC Bank’s shares fell 1.56%, closing at ₹1,957. Does Wall Street (or Dalal Street) ever like a big surprise? Not always. Think of it like when your favorite store does a huge sale…and next day, prices drop slightly because, well, math.
Some snippets:
- 1-week return: -0.65%
- 1-month return: +3.54%
- 1-year return: +21.22%
- Market cap: ₹15–15.2 lakh crore (imagine writing that many zeros!)
If you ask me, HDFC Bank shares remain a long-haul fav, even if they take a pit-stop dip.
What About The Special Interim Dividend?
Don’t ignore the cherry on the cake: ₹5 per share special interim dividend. Own the shares as of July 25, 2025? That ₹5 per share ka-ching gets credited on August 11, 2025.
FAQs: Because I Know You’re Wondering
Do I get free money with the HDFC Bank bonus issue?
Kinda. Double the shares, but the price per share also adjusts (so you’re not suddenly Ambani overnight). But, more shares = more smiles, and often more long-term liquidity.
When is the HDFC Bank bonus issue record date?
August 27, 2025. Don’t miss it!
Is the dividend also available to new shareholders?
You must own shares by July 25, 2025. Snooze and you lose (the dividend, at least).
Is it the right time to buy HDFC Bank stock?
NGL, “timing the market” is a circus. Historically, HDFC Bank shares recover after big moves, but do your DD (not financial advice, but classic friend advice).
Key Takeaways
- HDFC Bank’s first bonus shares ever: 1:1 ratio, record date August 27, 2025.
- Special interim dividend: ₹5/share, record date July 25, 2025; pay-out on August 11, 2025.
- Q1 results: Net profit up 12.2%, NII up 5.4%, with slight increase in NPAs (nothing major).
- ICICI Bank comparison: Higher profit growth, nearly matched asset quality—but no bonus/divi party this time.
- HDFC Bank share price (mid-July 2025): Around ₹1,957; still the king on market cap.
Final Thoughts: Are You Team Bonus or Team Growth?
As someone who’s still trying to explain “bonus shares” at family dinners (good luck!), this feels like a watershed moment for HDFC Bank fans. Whether you’re in for the long haul, or just here for the thrill, this bonus issue, solid Q1 results, and that sweet dividend make HDFC Bank the diva of the Dalal Street party. ICICI Bank, catch up—bonus issues make headlines!
So are you buying more HDFC Bank shares…or just flexing your bonus bounty on social media? Either way, may your demat flourish and your tea stay hot. 🫖🚀
Disclaimer: This isn’t investment advice, just a bank nerd sharing the gossip. Always DYOR (do your own research)!
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